The deck
16 slides, PDF, 8 Sep 2026
The Joomjoo seed deck
One night in the life of Otto, an AI agent that cannot pay. Then the three superpowers Joomjoo gives him: his own cards, the bank's check cleared on his own, his own browser. Market, why now, how we earn, traction, the ask.
Watch
Two videos, three minutes total
The numbers
Pre-revenue, beta live since 24 Aug 2026
How we earn
Free to start. We earn when the agent pays. The customer never sees the fee.
Card revenue
A share of every dollar an agent spends on a Joomjoo card: 1.75% today, rising to 1.95% with volume. Signed with the issuing bank.
Subscriptions
Free, Pro at $19 a month, Max at $149 a month. Billing is live.
One purchase
A $790 flight earns $13.83 in card revenue plus the plan. The customer pays $790.
Today
Pre-revenue. Three purchases with real money, the first on 12 July 2026. Beta live since 24 August 2026 with Stripe billing.
Projections
Card spend on Joomjoo cards, the model shared with the issuing bank in June 2026. Card revenue is the spend times today's share.
| Year 1 | Year 2 | Year 3 | |
|---|---|---|---|
| Active business accounts, end of year | 500 | 2,500 | 8,000 |
| Cards issued, cumulative | 2,500 | 15,000 | 50,000 |
| Card spend, annual | $15M | $100M | $400M |
| Transactions, annual | 100,000 | 600,000 | 2,500,000 |
| Card revenue at 1.75% | $262K | $1.75M | $7.0M |
Burn and runway
Self-funded by the founder. No payroll, no debt, vendors paid month to month.
Use of funds
$3M buys eighteen months to the first thousand paying agents.
The round
Open
Raising
$3,000,000
Instrument
Post-money SAFE
Valuation cap
$20,000,000
Use of funds
Eighteen months to the first thousand paying agents
The company
Founded October 2025
Entity
Joomjoo, LLC, Delaware. Based in San Francisco.
Founder
Alireza Amato, one founder, full time since October 2025, built the product alone. Owns 100 percent before this round.
Banking partner
Cross River Bank approved the Visa and Mastercard programs in June 2026, via Bill.com. Signed before raising a dollar.
Proof
First live agent purchase in July 2026: 3DS cleared, no human in the loop. Beta live since 24 August 2026.
Award
First place, Google Developers AI Challenge, with NVIDIA and JetBrains, $50,000, October 2025.